The time is ripe for a merger of eight fund houses indirectly owned and controlled by the central government, says N Sundaresha Subramanian.
Life hacks to get your financial situation under control
A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj
While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
Yes, it is possible to turn your dreams into reality.
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
Gas prices have fallen to $10 per million British thermal unit. But the fate of the power project, run by Ratnagiri Gas and Power Pvt Ltd, will hang in balance till the committee takes a decision on gas pooling, reduction in certain taxes and providing per unit subsidy.
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
and three times when you should actually use them
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Here are the many pros and some cons of going for such an arrangement
Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
If the nominations are not in place, the heirs need to go through a lengthy process to get access to the money cautions Bindisha Sarang.
Make your 'dream-home' dream come true
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.
How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.
It is not very easy to wriggle out of your role as a guarantor in case the original borrower defaults. Nevertheless, you can still come out of the situation with your credit record intact.
Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj
Here are four ways to keep your credit score in the green
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.
Here's a dummy's guide to the home loan fee maze
Lenders get a clear idea about your financial health, risk profile and personality trait
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Here's how you can reward yourself for having a good CIBIL score.
In 2021, there is the risk of interest rates spiking. Investors should tackle duration risk with a longer investment horizon, suggests Sanjay Kumar Singh.
'The entire explanation of the episode is difficult to digest.'
The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.